Retirement owl

Meet my retirement owl:

retirement_owl
A stern reminder to be responsible.

DW bought retirement owl for me in Disney this month; gold lucky owls cause dreams to come true and bring luck in money, so he is pretty perfect.  Having him around reminds me to make better decisions with money, and he’s a physical token I can use to help me focus and be responsible.  Since bringing him home this past week, I have cut off my weekly Ram’s Head trip, rearranged a work trip to Richmond to drive* instead of take the train, and put an extra $150 toward loans.**

Here’s hoping the motivation continues!  I needed this kick in the butt to start acting on decisions I knew I needed to make.  We’re not doing well in sticking to our budgets, so this reminder will be very helpful.

How do you keep motivated to save?  Are you naturally frugal or do you need to trick yourself into it, like me?

 

* My parents have been trying to give us their 2008 Prius all year, and DW finally convinced me that we should accept it.  I was able to extract promises from my parents not to buy a new car, though, and we struck a deal that this would be our final gift from them, since it’s such a large one.  All told, a win, since we needed a medium-distance solution.  Having it around also facilitates things like getting paid to drive down for the work trip rather than taking the train – not as good for the environment, but better for my pocket book right now, and unfortunately that’s the trade I feel I need to make right now.

** This was a housewarming gift from my grandmother, so windfall and slated for debt or investment either way.

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